How Mandiri Transfer deposits work on maktoto online
When you choose e-wallet Transfer during deposit, we provide you with a unique account number and bank details. You initiate a standard bank transfer from your mobile banking account—either online banking, mobile app, or in-branch—to that account number. Our system detects the incoming transfer and credits your maktoto online wallet within the timeframe typical for inter-bank transfers in Indonesia.
We do not charge a deposit fee for local payment transfers, though your bank may apply its own transfer charges depending on your account type and transfer amount. Once your deposit arrives, it's immediately available for use across our full range of offerings—football markets on Liga 1 and Piala AFF, live-dealer tables like blackjack and baccarat, slot games such as Aviator and Sweet Bonanza, and esports markets including Mobile Legends and Free Fire.
Welcome offer eligibility and e-wallet deposits
New members who deposit via mobile banking Transfer are eligible for our welcome offer structure. The offer applies once your account is verified and your first deposit is confirmed. We do not specify a fixed bonus amount; instead, your welcome benefit is calculated based on your deposit size and the terms active at the time you join.
To claim your welcome offer, you must:
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Complete account registration
Provide your name, email, phone number, and date of birth during sign-up.
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Verify your identity
Upload a valid ID document (KTP, passport, or driver's license) and proof of address as part of our KYC process.
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Make your first local payment deposit
Transfer funds from your online payment account using the details we provide in your account dashboard.
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Welcome offer is credited automatically
Once your deposit is confirmed, your welcome benefit appears in your account and is ready to use.
The welcome offer is subject to our standard terms—you must use it within the promotion period, and any winnings from it are subject to our playthrough requirements. We detail these terms in your account's promotions section when you log in.
e-wallet deposits and weekly cashback
Members who deposit via mobile banking are eligible for our weekly cashback on qualifying activity. Cashback is calculated each week and credited to your account on our standard settlement day.
Weekly cashback and tier progression with local payment
Our cashback structure rewards ongoing engagement. Each week, we review your activity across all games and markets—football betting on Liga 1, live-dealer play, slots, and esports—and calculate a cashback percentage based on your tier level and total wagered amount.
We have five membership tiers: Bronze, Silver, Gold, Platinum, and VIP. Your tier advances as you accumulate activity points from deposits and play. Higher tiers unlock better cashback rates and exclusive promotions. online payment deposits count toward your tier progression just like any other payment method.
Your tier path on maktoto online
We track your activity automatically. As you deposit and play, your account earns points toward the next tier. Bronze members start with a baseline cashback rate; each tier increase raises your weekly cashback percentage.
Tier status is reviewed monthly. If your activity level drops, your tier may adjust downward, but you'll retain any cashback already earned. We notify you via email and in-app when you advance to a new tier, and your dashboard always shows your current progress.
Referral rewards and e-wallet deposits
We reward you for inviting friends to maktoto online. When someone joins using your referral link and makes their first deposit, both you and your friend receive a referral benefit. The benefit structure depends on your friend's deposit amount and their tier at the time they join.
mobile banking deposits from your referred friends count fully toward referral rewards. There's no limit to how many friends you can refer, and referral benefits are credited to your account once your friend's account is verified and their deposit is confirmed. You can track all active referrals and pending rewards in your account's referral dashboard.
Withdrawal requests back to local payment
When you're ready to withdraw, we process requests back to your online payment account. You initiate a withdrawal from your maktoto online account dashboard, specifying the amount and confirming your e-wallet account details. Our team verifies the request and processes it according to our standard withdrawal schedule.
Withdrawals to mobile banking typically follow the same timeframe as inter-bank transfers in Indonesia, though processing times may vary depending on bank load and time of day. We do not charge a withdrawal fee; however, your bank may apply charges depending on your account type.
To withdraw, your account must pass our verification checks—your identity and address documents must be confirmed, and your account must not be flagged for unusual activity. If you have any questions about a withdrawal request, our customer support team is available to help clarify the status.
Promotion calendar and seasonal offers
We run seasonal promotions tied to major sporting events and holidays. During Liga 1 seasons, Piala AFF tournaments, and MotoGP racing calendars, we launch special betting offers and bonus structures. local payment deposit holders are eligible for all seasonal promotions on the same terms as other members.
Our promotion calendar is updated regularly in your account's promotions section. Each promotion lists its eligibility criteria, claim method, and expiry date. Some promotions require a minimum deposit amount or a specific deposit method; we always specify these details upfront so you know whether you qualify.
Account security and online payment verification
We take account security seriously. When you link a e-wallet account to maktoto online, we verify ownership through your identity documents and account details. This verification protects both you and us from unauthorized access.
If you change your mobile banking account or need to update your banking details, log into your maktoto online account and visit the payment methods section. You can add a new local payment account or remove an old one. Any changes take effect after our verification team confirms the update.
If you suspect unauthorized activity on your account, contact our support team immediately. We can freeze your account, review transaction history, and help you secure it. Our multilingual support team is available to assist with account recovery and security concerns.